How to Calculate the Value of Silver Coins

November 21, 2009

Most people don’t know the change the carry around in their pockets can be worth more than the price the U.S. Mint stamped on the coin. This change could be Nickels, Dimes, Quarters, and Half-Dollars from before 1964. These coins are popular among people seeking to invest in silver, specifically in smaller amounts.

First off you’ll need to find some coins that qualify as silver coins. Listed below are the U.S. Coins that qualify.


* Morgan (1878-1921) — 90-percent silver
* Peace (1921-1928 and 1934-1935) — 90-percent silver
* Half-Dollars Liberty Head “Barber” (1892-1915) — 90-percent silver
* Walking Liberty (1916-1947) — 90-percent silver Franklin (1948-1963) — 90-percent silver
* Kennedy (1964) — 90-percent silver
* Kennedy (1965-1970) — 40-percent silver


* Liberty Head “Barber” (1892-1916) — 90-percent silver
* Standing Liberty (1916-1930) — 90-percent silver
* Washington (1932, 1934-1964) — 90-percent silver


* Liberty Head “Barber” (1892-1916) — 90-percent silver
* Winged Liberty Head “Mercury” (1916-1945) — 90-percent silver
* Roosevelt (1946-1964) — 90-percent silver


* Jefferson “Wartime” (1942 (partial)-1945) — 35-percent silver

Once you have a pile (hopefully), go over to the Melt Value Calculator or After you’ve arrived at Melt Value you can choose the advanced calculator or the simple version.

The difference is the number of coins calculated–not the difficulty. Both Melt Value Calculators are incredible easy to use.

How to Use the Calculator
Now that you have your huge pile of silver coins, and you’re at the Melt Value Calculator:

1. This is a drop down list of silver coins: just choose the coin you’d like to calculate the value for. You’ll have to use the calculator for each type of coin, or you can use the advanced version which lets you enter multiple coins.

2. Quantity: simply enter the number of coins. For example, 12.

3. Finally enter the price of silver. This could be the current price of silver, a future price of silver you think it might be, or a past silver price.

You might be interested in doing all three prices. For example, last year you collect all the coins you are about to calculate, so enter the average price of silver last year. Next, do the same pile of coins, enter the current; and then enter a future prediction price. Finally, with all three values, you can calculate the Coin return on investment (ROI) and the future ROI should you hold onto your coins.

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