lowongan kerja di BANK BPD KALTIM
May 29, 2009
K u a l i f i k a s i :
1. Pria / wanita dengan usia maksimal 40 tahun.
2. Memiliki kemampuan komunikasi bahasa Indonesia dan Inggris dengan baik (aktif & pasif).
3. Pendidikan minimal S1 PTN/PTS terakreditasi, dengan IPK minimal 3,00.
4. Disiplin Ilmu : semua jurusan, telah memiliki Sertifikasi Manajemen Risiko serta telah berpengalaman minimal 9 tahun di perbankan.
5. Bersedia ditempatkan di seluruh Wilayah Kerja Bank BPD Kaltim (Surat Pernyataan di atas materai cukup).
6.
Menyampaikan lamaran secara lengkap dengan melampirkan : Foto copy ijazah dan transkrip nilai yang telah dilegalisir, Foto copy KTP, Pas photo terbaru ukuran 4 x 6 sebanyak 3 lembar dan CV (mencantumkan nomor telpon/HP yang dapat dihubungi).
Lamaran dikirim ke Kantor Pusat Bank BPD Kaltim Jl. Jend. Sudirman No. 33 Samarinda paling lambat tanggal 13 Juni 2009 (stempel pos) dengan mencantumkan kode posisi pada sudut kanan atas amplop, yang ditujukan kepada :
DIREKSI BANK PEMBANGUNAN DAERAH KALIMANTAN TIMUR
CQ. KOMITE PENERIMAAN PEGAWAI
Atau melalui e-mail :
recruitment@bankaltim.co.id
Atau bisa menggunakan tombol “Quick Apply” di bawah ini.
www.bankaltim.co.id
Budgeting Your Way to Being Debt-Free
May 18, 2009
One can easily accrue a debt but getting rid of it can take the hardest time. In these unstable times, getting rid of your credit card debt is one aspect of your finances you should really focus on today. It is the urgent time to take the necessary steps now and learn how to live only out of your income. Let me introduce you to the concept of budgeting.
One the worst reactions most people have are upon hearing cases of bankruptcy. And for us to avoid that dreaded situation, it is time to face the reality and delve deeper into the root of the problem. Before starting out, we definitely need a plan that will guide us with our financial tracking and that will keep limits to our spending. That plan is the very household term called budget. Baca Lanjutanya..
Freelance Writing Budget
May 18, 2009
The economy has been tough on everyone and even freelance writers are not immune. Although working for yourself is one of the best ways to control your income you can not always control the amount of work that you land. Even if you do maintain the workload, there is no way to control the costs of items. Freelance writers have to learn to budget beyond the scope of normal people.
Key Points to a Budget for Freelance Writers
1. Taxes - The government WILL get its share of your money. It is possible to reduce the damage by taking advantage of deductions and credits, but FICA will still have to be paid. Keep in mind that you have to pay both ends of FICA as a freelance writer. Budget out around 30% from every freelance writing paycheck so that half can go towards FICA and half towards income tax. Anything that you don’t have to pay to the government you can divide between savings, vacation and re-investment after you file your taxes in the following year (it’s your own little tax refund but it has been earning you interest all year). Baca Lanjutanya..
Bargain Hunting
May 18, 2009
As a new parent and with a husband still a student, I am always looking for ways to get out of debt, and live frugally. There were all kinds of cut backs I knew we could make. Wants and needs had to be sorted out. But, I still wanted a home that looked nice and that was a comfortable place to be. As I visited with a friend in a similar situation I looked around her home and noticed her matching coffee table/end table set, her large dining room table and matching, new-looking chairs, and her beautiful entertainment center. As tactfully as I could I asked how she could afford such niceties. Her response inspired me. Baca Lanjutanya..
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